/* Vendeur Crédit Vendeur — feuille de style principale
   Palette : bleu nuit profond (institutionnel) + bordeaux/or (haut de gamme, sécurisant) + ivoire (chaleur sobre)
*/

:root {
  --navy: #0f2038;
  --navy-light: #1b3352;
  --sage: #6b2e35;
  --sage-light: #f3ece2;
  --sand: #f8f4ea;
  --white: #ffffff;
  --ink: #221f1c;
  --ink-light: #5c5548;
  --border: #e2d8c3;
  --warn-bg: #fdf3e7;
  --warn-border: #e2b878;
  --gold: #a9822f;
  --radius: 6px;
  --shadow: 0 6px 22px rgba(15, 32, 56, 0.09);
  --maxw: 1120px;
  --font: "Inter", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --font-heading: "Playfair Display", Georgia, "Times New Roman", serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
}

img { max-width: 100%; display: block; }

a { color: var(--sage); text-decoration: none; cursor: pointer; }
a:hover { text-decoration: underline; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin: 0 0 0.6em;
}

h1 { font-size: clamp(2rem, 4vw, 2.8rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
h3 { font-size: 1.25rem; }

p { margin: 0 0 1.1em; color: var(--ink); }
.lede { font-size: 1.15rem; color: var(--ink-light); }

ul, ol { padding-left: 1.3em; }
li { margin-bottom: 0.5em; }

/* ---------- Header ---------- */
.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: var(--shadow);
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  padding-bottom: 14px;
}

.logo {
  display: flex;
  flex-direction: column;
  color: var(--white);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: 0.01em;
  cursor: pointer;
}
.logo span.tagline {
  font-weight: 400;
  font-size: 0.72rem;
  color: #b9c3d1;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.logo:hover { text-decoration: none; }

nav.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
}

nav.main-nav a {
  color: #dfe6ee;
  font-size: 0.95rem;
  font-weight: 500;
}
nav.main-nav a:hover,
nav.main-nav a.active {
  color: var(--white);
  text-decoration: underline;
  text-underline-offset: 4px;
}

.btn {
  display: inline-block;
  padding: 12px 24px;
  border-radius: 4px;
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn-primary {
  background: var(--sage);
  color: var(--white);
}
.btn-primary:hover { background: #4e2126; text-decoration: none; }
.btn-outline {
  background: transparent;
  border-color: var(--white);
  color: var(--white);
}
.btn-outline:hover { background: rgba(255,255,255,0.12); text-decoration: none; }
.btn-outline-navy {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); text-decoration: none; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 1.6rem;
  cursor: pointer;
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  padding: 72px 0 84px;
}
.hero .container { max-width: 900px; text-align: left; }
.hero h1 { color: var(--white); }
.hero .lede { color: #d6dde6; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.hero-accent-line { width: 84px; height: 2px; margin-top: 30px; background: linear-gradient(90deg, var(--gold), transparent); }

.hero-badges {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 30px;
}
.hero-badge {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 4px;
  padding: 8px 16px;
  font-size: 0.85rem;
  color: #eef1f5;
}

/* ---------- Sections ---------- */
section { padding: 64px 0; }
section.alt { background: var(--sand); }
section.sage { background: var(--sage-light); }

.section-head { max-width: 720px; margin-bottom: 40px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; }
.card .icon { font-size: 1.8rem; margin-bottom: 10px; display: block; }

/* ---------- Callout / avertissement légal ---------- */
.callout {
  background: var(--warn-bg);
  border: 1px solid var(--warn-border);
  border-radius: var(--radius);
  padding: 26px 30px;
  margin: 32px 0;
}
.callout h3 { margin-top: 0; }

.callout-navy {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 36px;
}
.callout-navy h2, .callout-navy h3 { color: var(--white); }
.callout-navy p { color: #dbe2ea; }

/* ---------- Table comparatif ---------- */
.compare-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.compare-table th, .compare-table td {
  padding: 16px 18px;
  text-align: left;
  border-bottom: 1px solid var(--border);
  font-size: 0.95rem;
}
.compare-table th {
  background: var(--navy);
  color: var(--white);
  font-weight: 600;
}
.compare-table tr:last-child td { border-bottom: none; }
.compare-table td:first-child { font-weight: 600; color: var(--navy); width: 28%; }

/* ---------- FAQ ---------- */
.faq-item {
  border-bottom: 1px solid var(--border);
  padding: 22px 0;
}
.faq-item h3 { margin-bottom: 8px; }
.faq-item:last-child { border-bottom: none; }

/* ---------- Property card ---------- */
.property-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.property-media {
  background: linear-gradient(135deg, var(--sage) 0%, #6f9b85 100%);
  color: var(--white);
  height: 170px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  text-align: center;
  padding: 16px;
}
.property-body { padding: 22px; }
.property-price {
  color: var(--sage);
  font-weight: 700;
  font-size: 1.2rem;
  margin-bottom: 6px;
}
.property-meta {
  font-size: 0.9rem;
  color: var(--ink-light);
  margin-bottom: 14px;
}
.tag {
  display: inline-block;
  background: var(--sage-light);
  color: var(--sage);
  border-radius: 999px;
  padding: 4px 12px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-right: 6px;
  margin-bottom: 6px;
}

/* ---------- Simulateur ---------- */
.simulator {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 34px;
}
.simulator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.simulator .field { margin-bottom: 0; }
.simulator label {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
  margin-bottom: 6px;
}
.simulator-grid .field { display: flex; flex-direction: column; }
.simulator-grid .field label { display: flex; align-items: flex-end; min-height: 3.3em; }
.simulator input {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: var(--font);
  font-size: 1rem;
}
.simulator input:focus { outline: 2px solid var(--sage); border-color: var(--sage); }

.result-box {
  margin-top: 26px;
  background: var(--sage-light);
  border: 1px solid var(--sage);
  border-radius: var(--radius);
  padding: 24px 26px;
}
.result-box.is-empty {
  background: var(--sand);
  border-style: dashed;
  color: var(--ink-light);
}
.result-value {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--sage);
}
.result-row { margin-bottom: 14px; }
.result-row:last-of-type { margin-bottom: 0; }
.result-label { margin: 0 0 4px; font-weight: 600; color: var(--navy); font-size: 0.95rem; }
.result-tag { font-weight: 400; font-size: 0.78rem; color: var(--ink-light); }
.result-row-compare { padding-top: 14px; border-top: 1px dashed var(--border); }
.result-value-secondary { font-size: 1.3rem; color: var(--ink-light); font-weight: 700; }
.result-diff { margin: 14px 0 0; padding: 10px 14px; background: var(--white); border-radius: 8px; font-weight: 700; color: var(--navy); font-size: 0.95rem; }
.result-note { font-size: 0.85rem; color: var(--ink-light); margin-top: 8px; margin-bottom: 0; }
.field-taux { margin-top: 4px; }
.field-taux .hint { font-size: 0.78rem; color: var(--ink-light); margin-top: 4px; }
.taux-inline { font-weight: 400; font-size: 0.85rem; color: var(--ink-light); white-space: nowrap; }
.taux-inline-input {
  width: 62px;
  padding: 4px 6px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-family: var(--font);
  font-size: 0.85rem;
  text-align: right;
  margin: 0 4px;
}
.result-compare-values { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.result-subnote { font-size: 0.78rem; color: var(--ink-light); margin: 2px 0 0; }

.simulator-consent {
  margin-top: 22px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--ink-light);
}
.simulator-consent input { width: auto; margin-top: 4px; }

.simulator .contact-fields {
  margin-top: 22px;
  padding-top: 22px;
  border-top: 1px solid var(--border);
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 16px;
}

button:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

/* ---------- Constats (arguments) ---------- */
.constat-list { display: grid; gap: 20px; }
.constat {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 16px;
  align-items: start;
}
.constat .bubble {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}
.constat h3 { margin-bottom: 4px; font-size: 1.05rem; }
.constat p { margin-bottom: 0; color: var(--ink-light); }
.legal-excerpt {
  --parchment: #faf6ec;
  --parchment-edge: #cdbb8c;
  --bordeaux: #5c2a2f;
  --ink-warm: #2c2620;
  background: linear-gradient(180deg, #fdfbf5 0%, var(--parchment) 100%);
  border: 1px solid var(--parchment-edge);
  border-radius: 4px;
  box-shadow: 0 10px 34px rgba(60, 40, 20, 0.12);
  padding: 46px 54px;
  font-family: Georgia, "Times New Roman", Times, serif;
  color: var(--ink-warm);
  line-height: 1.8;
  position: relative;
}
.legal-excerpt::before {
  content: "";
  display: block;
  height: 2px;
  width: 72px;
  margin: 0 auto 30px;
  background: linear-gradient(90deg, transparent, var(--bordeaux), transparent);
}
.legal-excerpt p { text-align: justify; margin: 0 0 1em; font-size: 0.98rem; }
.legal-excerpt-heading {
  font-weight: 700;
  color: var(--bordeaux);
  text-decoration: none;
  border-bottom: 1px solid var(--parchment-edge);
  display: inline-block;
  padding-bottom: 4px;
  text-align: left !important;
  margin: 1.7em 0 0.9em !important;
  font-size: 0.92rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.legal-excerpt-heading:first-child { margin-top: 0 !important; }
@media (max-width: 700px) {
  .legal-excerpt { padding: 30px 24px; }
}

@media (max-width: 700px) {
  .simulator-grid { grid-template-columns: 1fr; }
  .simulator .contact-fields { grid-template-columns: 1fr; }
  .constat { grid-template-columns: 1fr; }
}

/* ---------- Steps ---------- */
.steps { counter-reset: step; list-style: none; padding-left: 0; }
.steps li {
  position: relative;
  padding-left: 52px;
  margin-bottom: 26px;
}
.steps li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--sage);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

/* ---------- Footer ---------- */
footer.site-footer {
  background: var(--navy);
  color: #c7cfd9;
  padding: 52px 0 28px;
  margin-top: 40px;
}
footer.site-footer h4 { color: var(--white); font-size: 1rem; }
footer.site-footer a { color: #c7cfd9; }
footer.site-footer a:hover { color: var(--white); }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.4fr;
  gap: 30px;
  margin-bottom: 30px;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 20px;
  font-size: 0.82rem;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
  color: #97a2b1;
}
.footer-legal-note {
  font-size: 0.78rem;
  color: #97a2b1;
  max-width: 640px;
  margin-top: 10px;
}

/* ---------- Forms ---------- */
form.contact-form { display: grid; gap: 16px; max-width: 560px; }
form.contact-form label { font-weight: 600; font-size: 0.9rem; color: var(--navy); display: block; margin-bottom: 6px; }
form.contact-form input, form.contact-form textarea, form.contact-form select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: var(--font);
  font-size: 0.95rem;
}
form.contact-form textarea { min-height: 130px; resize: vertical; }

/* ---------- Breadcrumb ---------- */
.breadcrumb {
  font-size: 0.85rem;
  color: var(--ink-light);
  padding: 16px 0 0;
}
.breadcrumb a { color: var(--ink-light); }

/* ---------- Blog ---------- */
.blog-date {
  font-size: 0.8rem;
  color: var(--ink-light);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 8px;
}
.blog-card h3 { margin-bottom: 8px; }
.blog-card a.blog-card-link { color: var(--navy); }
.blog-card a.blog-card-link:hover { text-decoration: none; }
.article-body { max-width: 760px; }
.article-body h2 { margin-top: 1.5em; }
.article-body ul, .article-body ol { margin-bottom: 1.1em; }
.article-body .lede { margin-bottom: 1.4em; }

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  nav.main-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    padding: 10px 24px 24px;
    gap: 14px;
    display: none;
  }
  nav.main-nav.open { display: flex; }
  .nav-toggle { display: block; }
}